Table 22 Squared Correlations and AVE among BSP-TAM Sub-factors

Variable	Perceived Ease of Use	Perceived Usefulness	Attitude toward Using	Intention to Use
Perceived Ease of Use	(.609)
Perceived Usefulness	.102	(.782)
Attitude toward Using	.107	.552	(.711)
Intention to Use	.031	.376	.632	(.839)

Note. Values on the diagonal in bold and parentheses are AVE. Off-diagonal values are the squared correlation coefficients (r2).