| Latent Variable | Observed Variable | B | β | R | SE | t(C.R.) | CR | AVE | |
|---|---|---|---|---|---|---|---|---|---|
| Perceived Ease of Use(PEOU) | → | PEOU1 | 1.00 | .84 | .70 | - | - | .90 | .61 |
| PEOU2 | 1.01 | .86 | .75 | .07 | 15.39 | ||||
| PEOU3 | .94 | .87 | .76 | .06 | 15.52 | ||||
| PEOU4 | .75 | .68 | .46 | .07 | 10.79 | ||||
| PEOU5 | .75 | .65 | .42 | .07 | 10.19 | ||||
| PEOU6 | .88 | .76 | .57 | .07 | 12.60 | ||||
| Perceived Usefulness(PU) | → | PU1 | 1.00 | .88 | .66 | - | - | .96 | .78 |
| PU2 | 1.05 | .90 | .72 | .07 | 14.96 | ||||
| PU3 | 1.10 | .93 | .85 | .07 | 17.06 | ||||
| PU4 | 1.10 | .92 | .87 | .06 | 17.30 | ||||
| PU5 | 1.09 | .85 | .81 | .07 | 16.36 | ||||
| PU6 | 1.08 | .81 | .78 | .07 | 15.89 | ||||
| Attitude toward Using(ATT) | → | ATT1 | 1.00 | .84 | .77 | - | - | .91 | .71 |
| ATT2 | 1.02 | .83 | .67 | .07 | 15.56 | ||||
| ATT3 | 1.00 | .82 | .69 | .06 | 15.90 | ||||
| ATT4 | .99 | .88 | .71 | .06 | 16.39 | ||||
| Intention to Use(BI) | → | BI1 | 1.00 | .93 | .75 | - | - | .95 | .84 |
| BI2 | 1.08 | .95 | .84 | .06 | 19.55 | ||||
| BI3 | 1.16 | .92 | .90 | .06 | 21.02 | ||||
| BI4 | 1.13 | .87 | .87 | .06 | 20.26 |